Bankruptcy Services

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FAQ’s for Chapter 7

Chapter 13 Information

FAQ’s for Chapter 13

Stop Foreclosure

Credit Card Debt – Medical Bills

Bankruptcy Evaluation

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Office Overview

Stop Foreclosure

Chapter 13 bankruptcy is an effective way to prevent or stop foreclosures and save your home. Facing foreclosure can be terrifying. No one wants to be forced out of their home. Although you may have a variety of options available to help you stop foreclosure, the option that is most effective is filing for bankruptcy. Chapter 13 bankruptcy can help you reinstate your mortgage and catch up on your payments. When your mortgage lender does not want to work with you, it is time to seek advice from an experienced bankruptcy attorney.

Filing a Chapter 13 bankruptcy can stop your mortgage foreclosure action allowing you to keep your home while making manageable monthly payments over the course of three to five years. At EDF LAW, we will try to develop a plan that will help you save your home from foreclosure and do so on your budget.

Chapter 13 bankruptcy is not just focused on your mortgage situation. It also takes into consideration your other debts. You might have additional benefits in the bankruptcy case that will allow you to free up the funds necessary to pay towards your mortgage default balance. At EDF LAW, we will assess your situation to determine if you are eligible to eliminate or adjust other debts. Possible debt adjustments may include:

Eliminating your 2nd mortgage;
Reducing your monthly vehicle payment and/or interest rate;
Eliminating or reducing your unsecured debt, including credit card debts and medical bills;
Adjusting any delinquent taxes owed and reducing the monthly payment;
Other possible debt reduction or adjustment options may apply to your financial situation.

To find out if you qualify for a Chapter 13 bankruptcy and whether you will be able to save your home from foreclosure, please contact us to schedule a free consultation. We will give you the information needed to make an informed decision on how to address your financial situation and how to handle the foreclosure action.

For more information, please visit the Frequently Asked Questions for Chapter 13 bankruptcy.

Beware of foreclosure rescue scams. These companies prey on struggling homeowners. Do not let them take advantage of you, your situation, your house or your money. The best way to avoid becoming a victim is to get informed and ask a lot of questions. If it sounds too good to be true, it probably is.

KNOW YOUR RIGHTS. KNOW YOUR OPTIONS

EDF LAW CAN HELP. CONTACT US TODAY!