Cavalry SPV I Lawsuit Defense
Have you been sued by Cavalry SPV I in Pennsylvania? Don't make the mistake of calling Cavalry SPV I or its attorneys before speaking to a consumer rights attorney. We can save you from the harassment by winning your case. The purpose behind these lawsuits is obvious - to get you to pay Cavalry SPV I. Too often, people ignore these lawsuits or quickly call the creditor to work out a payment plan, even if that payment plan is not affordable in the long run. What many people don't realize is that they have a good chance of getting the lawsuit dismissed by the court or having the creditor stop the lawsuit. You are probably skeptical about this, but we have helped many people in Pennsylvania win when creditors such as Cavalry SPV I have sued them.
When creditors such as Cavalry SPV I file collection lawsuits, they are required to meet certain procedure and evidence standards. They cannot merely claim that you owe a debt to them. When you raise the proper legal challenges, the creditors are forced to prove their case. But if you fail to timely challenge the collection lawsuit, the creditor wins automatically.
If you let a creditor such as Cavalry SPV I win automatically, a court judgment is entered against you. Once the judgment is entered, the creditor will have other collection methods besides harassing phone calls and letters. A judgment may allow the creditor to place a lien against your home, sell certain personal property, freeze your bank account, and the judgment may appear on your credit report for at least 7 years.
Most people will ignore these lawsuits out of frustration, fear, or embarrassment. Other people will quickly call the creditor such as Cavalry SPV I to work out a deal, forgetting why they were unable to pay the debt in the first place. Both of these decisions are wrong because they are based on emotion, which is exactly what the creditor is hoping for.
What Cavalry SPV I doesn't want you to do is contact an experienced consumer rights attorney. Contact EDF Law because we have the experience and knowledge to help expose the lawsuit's defects and raise real defenses to obtain a dismissal.
But we don't stop there. We can also help you after the lawsuit is dismissed. To find out what happens after the dismissal of the collection lawsuit and how we can continue to help you at no additional cost, give us a call.
Sued by Cavalry SPV I in Court?
If you received paperwork from a local court informing you that you have been sued by Cavalry SPV I or if you received solicitation letters from local attorneys pitching you their services, we urge you to call our office before deciding how to handle the case. Not only will we truthfully give you ALL of your options on how to address the Cavalry SPV I lawsuit, but we'll also provide you with fair and proper fee quotes for our various debt relief services. Don't be taken advantage of by others - contact our office before hiring anyone or deciding how to handle the Cavalry SPV I lawsuit.
Who is Cavalry SPV I?
Cavalry SPV I is located in New York and is a debt buyer of credit card accounts as well as some other types of debts. Cavalry SPV I claims to buy delinquent consumer credit cards such as Synchrony Bank, Comenity Bank, Citibank, and Capital One credit card accounts and tries to collect them as its own. Chances are if you opened a retail credit card when shopping online or while visiting a store such as Old Navy, GAP, Pier One, Lowe's, or many others, you may likely have an account with either Synchrony Bank or Comenity Bank.
How is Apothaker Scian connected to Cavalry SPV I?
Apothaker Scian is a law firm that attempts to collect debts on behalf of others like Cavalry SPV I. Apothaker Scian is not a creditor. Rather, Apothaker Scian is a debt collector and has experience in the debt collection industry. If you are facing a lawsuit filed by Apothaker Scian or other lawyers on behalf of Cavalry SPV I give us a call for a free consultation. Don't go it alone, hire us today.
What can I do if Cavalry SPV I attempts to garnish my bank account?
If you allowed Cavalry SPV I to obtain a judgment in a Pennsylvania court and it resulted in a garnishment of your bank account, you should contact a consumer rights attorney at EDF Law right away to go over your options. Time is of the essence at this point to try to avoid further negative effects from this unresolved debt issue and we will cover all possible options you have including determining if there were any defects in the underlying lawsuit and whether bankruptcy is a good option at this point to not only address the Cavalry SPV I debt but your overall debt situation as well.
If you feel the garnishment is improper or if Cavalry SPV I violated your rights under the Fair Debt Collection Practices Act ("FDCPA"), we can aggressively enforce your rights under such consumer protection laws.
Can I receive a discharge of the Cavalry SPV I debt?
Most of the delinquent debts Cavalry SPV I purchases from banks are capable of being discharged in bankruptcy. But should you file bankruptcy and what type of bankruptcy you may be eligible to file will require a free consultation. Give our office a call for a free phone or in-person consultation.
You may be able to eliminate the debt without the need to file a bankruptcy case and this is something we will discuss during the free consultation. So whether you have already been sued by Cavalry SPV I or are just receiving collection letters or phone calls, give us a call to discuss all of your options. We have successfully helped hundreds of people avoid bankruptcy and also helped hundreds of people obtain a bankruptcy discharge. We know we can help you as well. Contact us today.
Can I sue Cavalry SPV I?
This will depend on whether Cavalry SPV I violated your rights under various laws, including the Fair Debt Collection Practices Act. The Fair Debt Collection Practices Act or abbreviated as the "FDCPA" is a powerful law that helps protect consumers from debt collectors that use harassing, deceptive, misleading, or unfair practices in their efforts to collect consumer debts. The collection efforts may include telephone calls, collection letters, or collection lawsuits.
Contact our office today for a free and comprehensive review of your situation. You will find we are second to no one when it comes to debt defense, debt relief, and consumer protection services. With nearly 2 decades of experience in helping people find true relief from debt problems, debt collection, and related harassment, we feel confident we can help you too.
Which option is best for me to address the Cavalry SPV I lawsuit?
We truly believe that each person should address their debt situation based on their own individual situation. What works for one person is not good for another. That being said, there are only so many actions you can take to address the debt. You can settle the debt, defend against the lawsuit, file bankruptcy and receive a discharge of the debt, or file legal action against the debt collector if your rights were violated. Why we should be your number 1 option before deciding what to do is we'll provide you with a complete and competent consultation covering all of your options. We are not a cookie cutter law office that only serves people in one way. We'll explore all of your options to ensure you get the best legal advice possible before making a decision on how to approach the Cavalry SPV I lawsuit. Contact our office today and find out why so many others hire us as their first and only choice to represent them.
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Past experience and/or success cannot serve as a guarantee of certain outcomes.