Bankruptcy Lawyer Pittsburgh, Erie, New Castle Pa, Collection Defense, Credit Card Lawsuit Defense, Midland Funding LLC

* Restrictions may apply.  Only in a certain geographical area.

Pittsburgh Office

600 Grant Street

Suite 4944

Pittsburgh, PA 15219

(412) 246-8242

Greensburg Office

121 N. Main Street

Suite 108

Greensburg, PA 15601

(724) 209-4005

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FDCPA Attorney; Stop collection harassment; Fair Debt Collection Practices Act Attorney; TCPA Attorney; Sue Debt Collectors
Bankruptcy Lawyer Pittsburgh, Erie, New Castle Pa, Collection Defense, Credit Card Lawsuit Defense, Midland Funding LLC

Copyright © 2019 The Law Offices of Eugene D. Frank, P.C.  All rights reserved.

Credit Card Lawsuit Defense

Each year in Pennsylvania, banks are flooding our court system by filing thousands of lawsuits for nonpayment by the borrower. These types of lawsuits are filed by the original issuer of the credit card account, not debt buyers.  Too often, people ignore these lawsuits or quickly call the creditor to work out a payment plan, even if that payment plan is not affordable in the long-run.

 

A credit card collection lawsuit is meant to pressure you into a settlement that favors the creditor.  What the creditor does not want you to know is that you may have options to defeat this lawsuit if you respond to the lawsuit in a timely and proper manner.  As is the case with any lawsuit filed in a court of law, a creditor must prove its case against you, including the amount claimed.  Additionally, the lawsuit must comply with Pennsylvania procedural and evidentiary rules, but this is not always accomplished when a creditor files a lawsuit against you for an unpaid debt.

 

The creditor is hoping you ignore this lawsuit because you may have real defenses.  Don't ignore this lawsuit or assume you have no defenses.   Having a true consumer rights attorney by your side can maximize the benefits the law allows as well as help you receive realistic debt relief.  At EDF Law, not only do we help clients defend against these types of lawsuits, we help our clients resolve the debt with a wide range of options that are realistic when matched with the client's personal circumstances. 

Collection Judgments May Result In:

 

 

A lien against your house, making it difficult to sell or refinance

 

 

The sale of your personal property, including your vehicle & household furnishings

 

 

A bank account garnishment freezing your account

 

 

A negative effect on your credit report for years or even decades in certain circumstances

 

 

 

 

 

 

 

Past experience and/or success cannot serve as a guarantee of certain outcomes.