FDCPA Claims

When debt collectors attempt to collect debts owed to them or to a third party, they must do so without violating the law.  Unfortunately, some debt collectors will knowingly violate the law because it may help them in their collection efforts.  


Under the Fair Debt Collection Practices Act ("FDCPA"), you have rights that protect you from certain types of collection tactics.  When your rights have been violated by a debt collector, you may be entitled to up to $1,000.00 for the violation plus actual damages suffered.  In addition, the debt collector must pay your attorney's fees.   


At EDF Law, we provide free legal help for all collection law violations.  This means you will not have to pay our office to help you file a claim against the creditor or collection agency that violated  your rights.  If we are successful, you will receive a monetary award and our office will be paid by the violator.  It's that simple. 


For a free consultation to determine if your rights have been violated, please contact us.


Common FDCPA Violations By Debt Collectors



Abusive or harassing language


Misleading or false threats or representations


Time-barred lawsuits


Communication with consumers represented by legal counsel


Collection attempts for invalid or illegal amounts


Failure to send proper notices in collection letters


Many other violations can be committed by debt collectors - contact our office for a free consultation



Bankruptcy Attorney Pittsburgh, Ross Township, West View, 15237, Chapter 7, Chapter 13

How do I stop the debt collector from calling me?

The options that may be available to stop the phone calls will vary depending on your situation.  Contacting an experienced consumer rights attorney should be your first step.  At EDF Law, we help people stop the creditor harassment and phone calls using various methods including bankruptcy if needed or when the collector violates your rights under the Fair Debt Collection Practices Act ("FDCPA"), Telephone Consumer Protection Act ("TCPA"), Pennsylvania consumer protection laws or other applicable laws.  

What is meant by free legal help?

At EDF Law, when you hire our office to represent you in the event a debt collector violated the Fair Debt Collection Practices Act ("FDCPA"), we will represent you based on a contingency arrangement.  That means we do not collect a fee from you upfront to bring the action.  If we win your case or the debt collector settles, the award will include our attorney's fees.  In other words, you pay us nothing - the creditor pays us.

How do I know if the debt collector violated the law?

You should always save any letters and voicemails you receive from debt collectors.  You should also keep a log of any collection calls.  There are numerous ways a debt collector can violate the law and the best way to find out is to contact an experienced FDCPA attorney.  At EDF Law, we provide free & confidential consultations to determine if your rights were violated.

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