When debt collectors attempt to collect debts owed to them or to a third party, they must do so without violating the law. Unfortunately, some debt collectors will knowingly violate the law because it may help them in their collection efforts.
Under the Fair Debt Collection Practices Act ("FDCPA"), you have rights that protect you from certain types of collection tactics. When your rights have been violated by a debt collector, you may be entitled to up to $1,000.00 for the violation plus actual damages suffered. In addition, the debt collector must pay your attorney's fees.
At EDF Law, we provide free legal help for all collection law violations. This means you will not have to pay our office to help you file a claim against the creditor or collection agency that violated your rights. If we are successful, you will receive a monetary award and our office will be paid by the violator. It's that simple.
For a free consultation to determine if your rights have been violated, please contact us.
Common FDCPA Violations By Debt Collectors
Abusive or harassing language
Misleading or false threats or representations
Communication with consumers represented by legal counsel
Collection attempts for invalid or illegal amounts
Failure to send proper notices in collection letters
Many other violations can be committed by debt collectors - contact our office for a free consultation
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