Have you been sued by LVNV Funding in Pennsylvania? Don't make the mistake of calling LVNV Funding or its attorneys before speaking to a consumer rights attorney! We can save you from the harassment by winning your case. The purpose behind these lawsuits is obvious - to get you to pay LVNV Funding. Too often, people ignore these lawsuits or quickly call the creditor to work out a payment plan, even if that payment plan is not affordable in the long run. What many people don't realize is that they have a good chance of getting the lawsuit dismissed by the court or having the creditor stop the lawsuit. You are probably skeptical about this, but we have helped many people in Pennsylvania win when creditors such as LVNV Funding have sued them.
When creditors file collection lawsuits, they are required to meet certain procedural and evidentiary standards. They cannot merely claim that you owe a debt to them. When you raise the proper legal challenges, the creditors are forced to prove their case. But if you fail to timely challenge the collection lawsuit, the creditor wins automatically.
If you let the creditor win automatically, a court judgment is entered against you. Once the judgment is entered, the creditor will have other collection methods besides harassing phone calls and letters. A judgment may allow the creditor to place a lien against your home, sell certain personal property, freeze your bank account and the judgment will appear on your credit report for at least 7 years.
Most people will ignore these lawsuits out of frustration, fear, or embarrassment. Other people will quickly call the creditor to work out a deal, forgetting why they were unable to pay the debt in the first place. Both of these decisions are wrong because they are based on emotion, which is exactly what the creditor is hoping for.
What LVNV Funding doesn't want you to do is contact an experienced consumer rights attorney. Contact EDF Law because we have the experience and knowledge to help expose the lawsuit's defects and raise real defenses to obtain a dismissal.
But we don't stop there. We can also help you after the lawsuit is dismissed. To find out what happens after the dismissal of the collection lawsuit and how we can continue to help you at no additional cost, give us a call.