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Midland Credit Management Letter

If you received a letter from Midland Credit Management or related to Midland Credit Management, we'd like to hear from you.  Our office helps consumers when they are facing debt collection from Midland Credit Management.  We can be reached by phone at 412-366-4276 or email at  

Who is Midland Credit Management

Midland Credit Management is a servicer of delinquent consumer debts as well as a purchaser of delinquent consumer debts and has a sole business practice of trying to collect consumer debts.  Midland Credit Management services and buys credit card debts from Comenity Bank, Synchrony Bank, Capital One, Credit One, and others and then continues to try to collect the debt from consumers using various methods including phone calls, letters, credit reporting, and lawsuits.  You may also see the name Midland Funding LLC, which is an affiliate of Midland Credit Management.  Midland Credit Management is based out of San Diego, California but tries to collect consumer debts nationwide.

Why did Midland Credit Management send Me a Letter?

Midland Credit Management sent you a letter because it claims you owe a debt to Midland Credit Management or Midland Funding.  If you feel you do not owe this debt in its entirety or partially, you can send Midland Credit Management a dispute letter indicating as such or you can call Midland Credit Management to dispute the debt.  

Why is Midland Credit Management showing up on My Credit Report?

If you are getting Credit Karma alerts or have otherwise discovered Midland Credit Management or Midland Funding on your credit report and not sure why negative marks are appearing on your credit reports, you have a right to dispute the credit reporting and have the credit bureaus investigate why Midland Credit Management or Midland Funding are furnishing collections on your credit reports.  The Fair Credit Reporting Act provides you with rights to have inaccurate information removed or corrected on your credit report.  If you feel Midland Credit Management or Midland Funding is furnishing inaccurate information on your credit report, feel free to call our office for a free consult or you can review the last few pages of your credit reports to see how to effectively dispute the inaccurate information.  We recommend that any credit report disputes be made by detailed letter and sent certified mail to the credit bureaus with all required information.   

Is Midland Credit Management suing You in Magisterial District Court?

If you received solicitations from attorneys, a certified mailing from a Magisterial District Court, or a constable has served you with lawsuit papers that show Midland Credit Management or Midland Funding has sued you, contact our office by phone at 412.366.4276 or e-mail at for a free consultation.  We have helped hundreds of consumers defeat debt buyers including Midland Credit Management and Midland Funding and we are confident we can help you too.

You may have defenses to the lawsuit.  Our attorney with nearly 2 decades of experience will review your case with you for free.  We'll help you determine if the lawsuit is time-barred, if the amount is inaccurate, if you were sued in the wrong court, and other possible defenses or possible Fair Debt Collection Practices Act violations.  We'll represent you for free if we can determine a Fair Debt Collection Practices Act violation occurred.  But even if we cannot represent you for free because there's no Fair Debt Collection Practices Act violation, our fees are competitive with any local attorney around and our attorney with nearly 2 decades of legal experience will personally appear at the hearing for you and assert all defenses to beat the case for you.    

We are second to no other attorney in Pennsylvania in defending consumers facing these collection lawsuits and our fees may ultimately be better for your financial needs and may even be free if we can determine your rights per the Fair Debt Collection Practices Act were violated.


Be aware that attorneys who quote you higher fees than our office does not mean they are doing more for you.  We put all our services in writing and would welcome you to call us before hiring any attorney to help you with Midland Credit Management or Midland Funding.  Eugene D. Frank will handle your case from start to finish personally and has been practicing law in Pennsylvania for almost 2 decades.  The attorney you hire can make a difference in how much you pay or the results or BOTH.  Why pay more?         

Disclaimer: Past experience and/or success cannot serve as a guarantee of certain outcomes no matter the attorney you hire.  

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